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Need an appraisal in Melbourne or Brevard County?

See the top seven reasons why Florida homeowners order from CE Masters Appraisal, LLC.:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut a mortgage payments by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of the real estate in question to settle an estate
Do you own a house in or near Melbourne? Do you need help determining the value of your real estate? Contact CE Masters Appraisal, LLC..

We at CE Masters Appraisal, LLC. understand the special needs of a homeowner in need of appraisal services. Our regular business clients understand the appraisal process and the usual reporting formats. As our client, we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our conclusions.

Pre-listing Services/For Sale by Owner (FSBO)

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is declining. This only means you are most likely paying higher taxes than you should be paying. The quicker you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from CE Masters Appraisal, LLC. is your number one weapon.

PMI Removal Appraisals

A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you get rid of undesirable PMI insurance.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can be inopportune from a cash flow angle, and unfavorable to your credit score since it may appear as though that credit line is maxed out. CE Masters Appraisal, LLC. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for preciseness, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? CE Masters Appraisal, LLC. can help you with that. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.