There are lots of reasons people call on CE Masters Appraisal, LLC.Every year, thousands of people in Florida purchase, sell or refinance their home. Most of these transactions have a simple line item for an appraisal. Nearly all lenders still call in a local expert because the stakes are incredibly high, even though there are a growing number of automated home valuation processes that might appear more practical than an appraisal. You might think that getting a mortgage is the only reason you should get an appraisal, but there are other situations when the services of a licensed, independent real estate professional might be beneficial.
Let CE Masters Appraisal, LLC. help you dispute your tax assessment in Brevard CountyIt's likely you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your house, so if values have declined in your area, you can challenge your assessment and save money. An appraisal from CE Masters Appraisal, LLC. is your best evidence when building your case. At CE Masters Appraisal, LLC.,we can assist you in challenging your tax assessment.CE Masters Appraisal, LLC. can help you get rid of PMI to lower your mortgage paymentWhen the amount being loaned to the buyer is more than 80% of the actual value of the property, almost all lenders ask home buyers to take out an extra insurance plan. That policy is Private Mortgage Insurance, or PMI. Very often, this added payment is bundled into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level, making this very unfortunate. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI payments when the loan-to-value ratio conditions have been met.CE Masters Appraisal, LLC. can give you a statement regarding the value of your home, and the expense of the appraisal can generally be offset in little time because you'll no longer be paying the PMI. An appraisal from CE Masters Appraisal, LLC. will help you settle a divorce with less stressA divorce is often complicated by the difficult decision of who keeps the home, and it can be a very traumatic ordeal for both parties. It's a good idea to order an appraisal from CE Masters Appraisal, LLC. so both parties are entirely aware of the true market value of their house, regardless of the situation.The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment. Settling an estate with peace of mindThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to manage these matters. A home or other property often makes up an unequal share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've gotten a fair deal. Let CE Masters Appraisal, LLC. assist you in relocating to or from Brevard CountyMoving due to a job change can be a more than just an inconvenience. We know where you're coming from! We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive features of their property, along with information regarding any new sales or listings in their neighborhood that they want considered during our thorough process.Don't sell out for too little or let your home stay on the market too long.A professional appraisal will help you make a better educated decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are calculated on our efforts to perform the appraisal report and and aren't related to the sales price.On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes are on the market. So, obtaining a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money. |